Нужно написать ответное письмо в 100 слов: I was given some money for my birthday but I can't decide whether to save it or not. Are you good at saving money or do you spend it immediately? Which do you think is best?

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Dear [Name],

Thank you for the birthday money. I appreciate your thoughtful gift.

When it comes to saving money, I believe it is important to find the right balance. I prefer to save a portion of my money for future needs, while also allowing myself to enjoy some of it in the present.

I think it is important to have a financial plan that includes both saving and spending. It is wise to have a savings account for emergencies or future investments, but it is also important to treat yourself occasionally.

What do you think is the best approach? I would love to hear your thoughts.

Sincerely,
[Your Name]